Rent & Lease with Confidence Anywhere In The World
17+ age verification required to enroll. Save thousands on rental discount & lower interest
*one time permanent registration for life
* $100 billed annually at the end of year, plus applicable taxes
* $180 billed annually at the end of year, plus applicable taxes
*billed annually at the end of year, plus applicable taxes
*billed annually at the end of year, plus applicable taxes
Register your Homifax Tenant | Renter Account. Upload government issued id for verification. Wait for 24 to 48 hours for account validation
- Add your previous, current rental contracts
- Upload your monthly bills
- Up Keep update
- Inspection update
Homifax will verified your records each time you submited.
-For record with non proofing content will get a " Just Checked" mark on the system
-Falsify records or incorrect information input will result in your account being flagged with a warning and can possibly affect your financial credit score
Once your Homifax Tenant account accrued over 50 of verified records and pass the 48 weeks grace period. Your tenant credit will be automatically available on Homifax Multi Listing Service and people can start checking your Homifax Verified Tenant Report.
We love to see consistency.
The more details, the better
Matching income level
Reduce external reporting, good historical data
All Homifax Verified Tenant Report are supported and accepted internationally in over 90 countries.
Homifax verifies all rental-related records, ensuring your tenants' consistent payment history and responsible tenancy are accurately reported to major credit bureaus. This boosts their creditworthiness, empowering them to qualify for better financial opportunities while fostering trust and reliability in your rental relationships
Just be on time with your record filing.
Receive instant notification whenever someone lookup your Homifax report.
Unlock rental rewards and first time Homifax home purchase bundle when you hit certain milestone. Up to $1,500 in saving benefits on your first home with class A tenant rating
Get better approval rating on financial & leasing application with good and consistent Homifax credit .
Banks and Financial Institutions – For loan approvals, credit assessments, and risk management. APPLICATION
Insurance Companies – To evaluate risk profiles and determine premium rates.
Real Estate Agencies – For tenant screening and property purchase eligibility.
Employers – For background checks during hiring processes.
Utility Providers – To assess creditworthiness before providing services.
Telecommunication Companies – For postpaid plan approvals and risk assessment.
Landlords and Property Managers – To verify tenant creditworthiness.
Auto Dealerships – For financing and lease agreements.
Credit Card Companies – For new card applications and credit limit adjustments.
Government Agencies – For eligibility checks in housing, welfare, or loan programs.
All Class A Tenant gets a rental contract EscrowX setup fee waived. Limited to one application per year. Currently in beta phase ( in selected regions and by invitation only)
Avoid loosing your money by not becoming a victim of financial scams & get discounted Homifax Verified Landlord check. With the Premium Verified Landlord Check, Homifax thoroughly reviews and validates key details about landlords, including:
Property Ownership Verification: Confirming the landlord’s legal ownership of the rental property.
Rental History: Providing insights into the landlord’s past rental agreements, including tenant feedback and dispute records.
Compliance and Legal Standing: Checking for any legal issues, such as property violations or unresolved disputes.
Financial Stability: Assessing the landlord’s financial reliability to ensure they can maintain the property.
Reputation and Reviews: Aggregating tenant reviews and ratings to gauge the landlord’s professionalism and responsiveness.
Gets up to 7 days protection without hurting your your credit score. With this feature, Homifax offers a 7-day buffer period for any late payments, ensuring that minor delays do not immediately impact your credit score. This grace period allows users to address overdue payments without the stress of immediate negative consequences to their credit profile.
* subject to account review and qualification
Get Paid When Your Homifax Tenant Report is Used
With Homifax’s “Earn Back” feature, users receive 50% of the earnings each time their Class A or B Verified Tenant Report is purchased by a lender, landlord, or employer—with their full permission.
This empowers users to benefit from their own verified data, turning transparency into reward. Instead of others profiting off your information, Homifax shares the value directly with you.
It’s simple:
🔁 You control access
💵 You earn each time it’s used
🤝 You benefit from being a responsible tenant
With Homifax, your personal data works for you—not the other way around.
Homifax has helped recover over $80 million from rental scams, lost deposits, and unfair landlord practices—bringing real financial relief to Verified Tenants around the world.
With a Homifax Verified Tenant account, you can report your landlord and receive a verified review. If your landlord expects timely rent payments, you have the right to expect prompt resolution of rental unit issues. Homifax is a fair, mutual service.
Only you can release your Verified Report to report inquirers.
Through registered SMS Notification or WhatsApp Notification
At Homifax, you will earn up to 50% on each Verified Tenant Report on your Active Class B and A rating.
Earn-back credit can only be redeemed through Homifax service discounts coupon, Homifax gift cards, or spending at all business establishments with Homifax Class B and beyond ratings.
At Homifax, we track billing cycle for rental related records, so it does not matter to us whether you rent just a room, sub-leasing, subletting, or have the entire property. However, we do need addition confirmation from the landlord or lessee.
Occasionally receive special pricing products and services offers from Homifax Partners
Prospective tenants with a Homifax Verified Tenant Report are often seen as more trustworthy and responsible, potentially leading to better rental rates and more favorable lease terms.
Modern landlords generally prefer tenants with a well established Homifax Verified Tenant Report. This report provides a comprehensive overview of a tenant’s rental history, financial stability, and overall reliability. It offers landlords peace of mind and assurance in their tenant selection process.
All of your Good Tenant Credits will remain standby on the record and get transfer to your Homifax Property | Owner Account
Apply to only non business related services
For each annual tenant report, if you maintain your Active Class B and above status, you will earn $25 travel hotel credits at Homifax participated Exclusive Hotel Reward Program.
Credits available after three years of three years of service. All accumulated credits are non-cash transferable.
Maintain a good minimum class B rating on your Verified Tenant Report to receive two compliment queries either to search for someone or reporting one.
Query credits available at the end of each year end service.
HomifaxVerified Tenant – Terms of Service & Privacy Policy
Effective Date: May 4th 2021
By creating andmaintaining a Verified Tenant account with Homifax, you agree to the followingterms and conditions:
SECTION1: TERMS OF SERVICE
1.1 Consent to Contact Landlords
By registering for a Homifax Verified Tenant account, you grant Homifax the right to contact your current and previous landlords or property managers to obtain references, verify tenancy details, or conduct routine profile reviews.
1.2 Accuracy of Submitted Information
You agree that all information, records, documents and reviews submitted to Homifax are complete, accurate, and truthful. Any falsified, misleading, or materially incomplete submissions may result in immediate suspension or permanent termination of your account.
1.3 Right to Refuse or Terminate Service
Homifax reserves the right to refuse service or terminate your account at any time without prejudice if it determines, in its sole discretion, that false, omitted, or unverifiable information has been provided.
No refunds will be issued in such cases.
1.4 Controlled Access to Homifax Verified Tenant Report
Your Homifax Verified Tenant Report will only be shared with third parties (e.g., landlords, lenders, employers, insurers) upon your explicit consent and in response to a specific, authorized request.
1.5 Report Eligibility Requirements
To ensure qualityand transparency, Verified Tenant Reports will only become eligible for releasewhen the following conditions are met:
1.6 Identity Verification Requirement
Before any report release, the account holder must complete a one-time identity verification. The name on your payment method (e.g., debit card) must match the legal name on your submitted government-issued identification.
1.7 Data Storage & 12-Hour Notice Policy
Homifax does not utilize cloud-based infrastructure for long-term data storage to enhance privacy and reduce environmental impact (Low-E Report Protocol).
All Verified Tenant Report release requests require a minimum 12-hourprocessing notice.
1.8 Optional Temporary Cloud Access
During an active rental search, you may request a temporary 45-day cloud migration of your tenant report for easier access by verified landlords, lenders, or insurers. This opt-in feature must be manually requested.
1.9 Limitation of Liability
Homifax shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the Verified Tenant service, including but not limited to delays in report access, identity verification failure, or third-party misuse of released reports.
1.10 Governing Law
This Agreement shall be governed by and interpreted in accordance with the laws of State of Delaware, USA, without regard to its conflict of law provisions.
1.11 Amendments to Terms
Homifax may update or modify these Terms of Service at any time. Continued use of the Verified Tenant account after such changes constitutes your acceptance of the revised terms.
SECTION 2:PRIVACY POLICY
Homifax is committed to protecting your personal data and ensuring transparency around how it is collected, used, stored, and shared. This Privacy Policy outlines how we handle your information when you create and maintain a Verified Tenant Account.
By using our services, you agree to the terms of this Privacy Policy.
2.1 Information We Collect
When you create a Verified Tenant account, we collect the following types of information:
a. Personal Identification Information
· Full name
· Date of birth
· Government-issued ID
· Contact details (email, phone number, mailing address)
b. Payment & Billing Information
· Debit/credit card details
· Billing address
(Note: Card data is processed by a third-party provider. Homifax does not store full payment credentials.)
c. Tenant History & Verification Data
· Lease agreements
· Rent payment records
· Landlord references
· Property condition reports
· Communication history with landlords (if submitted)
d. Usage &Technical Data
· Login history
· Device/browser type
· IP address
· Activity on your Homifax account (e.g., submission timestamps)
2.2 How We Use Your Information
We use your data for the following purposes:
· To verify your identity and tenant history
· To maintain your Verified Tenant Report
· To facilitate reference checks with landlords (with your consent)
· To respond to report access requests (with your approval)
· To detect, prevent, or investigate fraud or abuse
· To contact you regarding your account, service updates, or security alerts
· To analyze user trends and improve our service
· To fulfill legal and regulatory obligations
2.3 Data Sharing & Disclosure
We do not sell your personal data.
We only share your information in the following cases:
a. With Your Explicit Consent
Your Verified Tenant Report will only be shared with third parties (e.g. landlords, lenders, employers) if:
· You explicitly approve the access request, and
· The third party is verified by Homifax
b. With Service Providers
We may share limited data with trusted vendors who help us:
· Process payments
· Host infrastructure
· Verify documents or perform background checks
These providers are contractually obligated to protect your data and cannot use it for their own purposes.
c. Legal or Regulatory Compliance
We may disclose your information when required by law, subpoena, or court order—or if necessary to protect the rights, property, or safety of Homifax, its users, or the public.
2.4 Data Storage & Security
· Homifax does not store your data on cloud-based infrastructure for long-term retention.
· All records are stored in encrypted, energy-efficient local storage systems as part of our Low-E Report Protocol.
· Report access requires a minimum 12-hour notice, adding an additional layer of security.
We use best-practice security measures, including:
· End-to-end encryption
· Multi-factor authentication
· Identity verification before report release
· Regular audits and compliance checks
2.5 Data Retention
We retain your account data for as long as your Verified Tenant account remains active, and for up to 2 years after closure for compliance and dispute resolution purposes.
You may request early deletion of your data (subject to verification) by contacting support.
2.6 Your Rights
Depending on your location, you may have the following rights:
· Access: Request a copy of your data
· Correction: Request correction of inaccurate or incomplete data
· Deletion: Request that we delete your data (subject to verification)
· Restriction: Limit the use of your data under specific conditions
· Portability: Receive your data in a machine-readable format (if applicable)
· Withdraw Consent: At any time, where processing is based on your consent
To exercisethese rights, contact:
📧 privacy@homifax.com
2.7 Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors. If you believe a child has submitted data, please contact us immediately for deletion.
2.8 International Users
If you access Homifax services from outside the U.S., you understand that your information may be transferred to, stored, or processed in jurisdictions where data protection laws may differ from those in your country. We apply equal protection standards regardless of origin.
2.9 Changes to This Policy
We may update this Privacy Policy from time to time. Any material changes will be communicated via email or your account dashboard. Continued use of the service after changes means you accept the updated policy.
✅ Final Acknowledgment
By creating a Verified Tenant account, you confirm that you have read, understood, and agreed to this combined Terms of Service & Privacy Policy in full. This agreement constitutes a legally binding service agreement between you and Homifax.
Short answer : Yes, but only if you authorize credit rating agencies to check your Homifax score.
Using Homifax's Verified Tenant Tracking Service can positively impact your creditworthiness, particularly when applying for rentals or other financial services. By maintaining a verified tenant record, you demonstrate a history of responsible tenancy, timely rent payments, and financial reliability. However, for this to directly influence your credit score, you must authorize credit rating agencies to access and incorporate your Homifax data into their evaluations.
Once authorized, your verified Homifax records can serve as a supplementary credit reference, potentially improving your credit profile and increasing your chances of approval for rentals, loans, or other services. This is especially valuable if you have a limited credit history or are looking to strengthen your financial reputation. Keep in mind that the impact on your credit score depends on the policies of the specific credit rating agency and how they integrate tenant-related data into their scoring models.
If you pay in cash, you can still ensure your Homifax score is credited by asking the leasing office or your lessor to confirm your payment using your provided tenant ID. Simply provide them with your tenant ID and request that they report your payment to Homifax. This way, your on-time payments will be recorded, helping you build and maintain a strong Homifax credit score. If they need assistance with the process, they can reach out to Homifax directly for support. Your verified payment history is a valuable asset, and we’re here to help make sure it’s accurately reflected!
At Homifax, we track billing cycle for rental related records, so it does not matter to us whether you rent just a room, sub-leasing, subletting, or have the entire property. However, we do need addition confirmation from the landlord or lessee.
Yes, as long a you can provide proof, an supporting documents
Without a proper identification, we cannot offer our 70% 5 years refund policy, or counts your credit. To protect yourself from any incorrect information being release to parties of interest ( landlord, credit agency, lenders, etc. )
At Homifax, We are different than other service providers, we do not sell your private verified records unless you agree to release. we don't allow anonymous report phishing neither.
It is in your best interest to protect yourself and your Homifax account from being phishing or getting into the wrong hands.
Any request notification will be send to your SMS or email upon query arrival, so that you will know who is looking you up for your personal records
Although we do not operate in your home country's jurisdiction, we are continuously expanding our international presence and strive to introduce new products and services to new countries every year. After five years, if you no longer wish to maintain an active verified tenant account, you can place your account on hibernation for up to two years without an annual fee. After that, you can maintain your account for an exceptionally low annual verified record maintenance fee to reserve your earned Homifax credits. Your verified Homifax records will be a valuable asset, helping you secure lower rent and better approval rates when searching for a new place in your home country.
As a good practice for active renter /, lesser you should always maintain your annual verified tenant services to keep your good credit counts up to date when someone query your Homifax Verified Tenant ID, thus preventing discruption in your report history.
However once you have move on to purchasing for first home, we can transfer your account accumulated credits to Homifax Verified Property | Owner account and deduct your Tenant registration fee toward the Property Annual Verified Property Account.
All of your Good Tenant Credits will remain standby on the record and get transfer to your Homifax Property | Owner Account
Homifax is not a public data aggregator. All information in our verified reports are privileged and confidential. Access to verified reports and information provided by Homifax is granted exclusively with the explicit permission of the current asset owner and is subject to approval by the respective record holder. Homifax is committed to maintaining the privacy and security of all data in accordance with applicable laws and regulations. As an independent mutual records verifier and verified report publisher, Homifax does not own any records. Copying or redistributing information from our database is strictly prohibited and may result in serious legal consequences.
Using the Homifax logo or affiliated trademarks to facilitate a sale without registering the asset with Homifax is strictly prohibited. Homifax does not protect buyers who complete transactions without first acquiring a report.
Homifax supports verification and report transcription in multiple countries and languages, serving customers worldwide with our international team.
English | French | Español | Deutsch | Italiano | Chinese | Japanese | Thai | Vietnamese | Korean | Slavic | Japanese
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